About EPZA SACCO

A trusted financial services provider

Established in 1995, EPZA SACCO supports its members by mobilizing savings and providing accessible credit facilities that promote financial well-being and socio-economic progress. Located in the EPZ Athi River Zone, the Society is committed to delivering quality, affordable and diversified financial services that respond to members' needs. EPZA SACCO is registered under the Ministry of Co-operatives and licensed and regulated by the SACCO Societies Regulatory Authority (SASRA). The Society also submits regular returns to the relevant government institutions in fulfilment of its oversight and accountability obligations.

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EPZA SACCO Society Limited
Established in 1995 Serving members through savings and affordable credit facilities.
Products & Services

Financial products and services for members

Explore EPZA SACCO's savings products, loan products and member services.

01

Savings Products

EPZA SACCO provides savings facilities that help members build their savings and financial base.

Deposits Contribution Christmas Savings
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02

Loan Products

Members can access a range of loan facilities designed for different financial needs and repayment periods.

Development Loan Emergency Loan School Fees Loan Top-Up, Okoa, Masaa & Karibu
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03

Member Services

Access membership registration, loan applications, downloadable forms, customer support and other member-related services.

Membership Registration Loan Applications Download Centre Customer Support
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Loan Centre

Loan products available to members

EPZA SACCO provides loan facilities designed to support urgent needs, education, development, short-term needs and approved product purchases.

01

Development Loan

A loan facility designed to help members meet development and major financial needs.

Loan Amount Up to 3 times member deposits
Repayment Up to 60 months
Interest 1% per month on a reducing balance
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02

Emergency Loan

A short-term loan facility for eligible members facing urgent and unexpected financial needs.

Loan Amount Up to 3 times member deposits
Repayment Up to 12 months
Interest 1% per month on a reducing balance
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03

School Fees Loan

A loan facility to help members meet school fees and related education expenses.

Loan Amount Up to 3 times member deposits
Repayment Up to 12 months
Interest 1% per month on a reducing balance
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Savings Products

Build your savings and financial base

EPZA SACCO provides regular and special savings facilities designed to help members build their savings and plan for specific financial needs.

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Savings 01

Deposits Contribution

Our regular savings facility that helps members build their savings and financial base.

Minimum Monthly Contribution Ksh 1,500

Members are required to save consistently every month as it helps members qualify for various SACCO loan products, subject to applicable terms and conditions.

Savings 02

Christmas Savings

A flexible savings facility that helps members plan for Christmas and end-of-year expenses.

Monthly Saving Any Amount

Savings are paid back to members in December, before the Christmas holiday closure.

Membership

Become a member of EPZA SACCO

National ID or Passport A copy is required when applying.
KRA PIN Certificate Applicants should submit a copy of the KRA PIN certificate.
Membership Contributions Registration Fee: Ksh 500. Minimum Monthly Deposit: Ksh 1,500.
Share Capital Ksh 10,000 payable within 24 months.
Apply for Membership
How to Join

Start your membership journey

  1. Complete the membership application form.
  2. Submit the required supporting documents.
  3. Submit the application to the SACCO office or via email.
  4. Applications submitted through the website are forwarded to SACCO administrators for review.
Membership & Loan Applications

Access the application services you need.

Visitors and members may complete applications online, download forms for manual completion, upload completed forms through the website, submit forms via email, or deliver them physically to the SACCO offices.

Membership Application Loan Application
Why Choose EPZA SACCO

Serving members through accessible financial services

EPZA SACCO's purpose is reflected in its commitment to quality, affordable and diversified financial services.

Quality Financial Services

The Society's mission is to enhance the socio-economic status of members through provision of quality, affordable and diversified financial services.

Savings & Credit

EPZA SACCO mobilizes savings and provides affordable credit facilities to its membership.

Regulated Environment

The Society is licensed and regulated by the SACCO Societies Regulatory Authority (SASRA).

Financial Growth

The Society encourages thrift through mobilization of deposits, provision of credit and investment opportunities.

Member Focus

EPZA SACCO was established to provide financial services that support the socio-economic interests of its members.

Professional Service

Members and visitors have access to dedicated information, application, support and communication channels.

News & Publications

Stay informed with EPZA SACCO

The Media Centre will provide access to the latest news, announcements, events, official publications and other communication materials.

News and publications

Latest news, announcements, strategic plans, annual reports, financial statements, newsletters, brochures, circulars, policies and other official publications will be available through the Media Centre.

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Announcements

Important notices and communications

Official notices and important SACCO communications can be published here.

EPZA SACCO

Official notices and announcements

Important SACCO notices, member communications and organizational updates will appear here when published.

EPZA SACCO KNOWLEDGE CENTRE

Frequently Asked Questions

Find information about membership, contributions, loan applications and loan products.

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